Plain-English legal glossary
Written warrantyA written promise supplied with the appliance sale. Federal law treats it as part of the product bargain rather than a separate paid plan.
Service contractA separately purchased agreement that pays for stated maintenance or repair during a fixed period. Sales pages often call it an extended warranty.
Home warrantyUsually a residential service contract for named appliances or home systems. It does not replace homeowners insurance.
Insurance policyA contract that applicable state law classifies as insurance. The policy wording decides which risks it accepts and how much it can pay.
A sales-page label cannot settle the legal category. Read the contract, then check the law of the state where the plan is sold.
Read how the legal terms affect a claim →